With a few helpful tips, business travelers can navigate the murky waters of credit cards with rewards. Many business travel reward credit cards offer no balance transfer fees, zero interest promotions and opportunities to earn bonus miles and special seats at popular events.
Travel Reward Credit Card Programs
Before applying for a Visa credit card or MasterCard, read the credit card disclosures. The disclosures provide information about fees and interest rates related to a travel reward credit card. A 0% APR credit card or a card with no balance transfer fees may have high fees for late payments. Travel reward credit card programs frequently make customers compromise by paying fees. Before applying for a Visa credit card, make sure the deal is a good one. A 0% APR credit card or a MasterCard with no balance transfer fees will usually be the best deal.
Top Mileage Credit Card Picks
The best mileage credit card will allow customers to quickly rack up points or miles for free travel or cash back. A zero interest credit card can help save customers money by not charging them to use the card. Customers looking to move a high balance from another card should verify that a 0% APR credit card has no balance transfer fees before signing up for a card.
Some Favorite Mileage Credit Cards Include
- The Capital One No Hassle Miles Rewards zero interest credit card has zero transfer fees, no annual fee and a 0% APR for new purchases until February 2010. In addition, the mileage credit card offers two miles for each dollar of monthly spending above $1,000 and 0.5 miles per dollar spent on all other purchases. The miles earned with the travel reward credit card can be used for flights, cruises, car rentals, hotel stays, merchandise or statement credit.
- Bank of America Visa Signature rewards credit card lets business travelers earn one point for every dollar spent using the card. The credit card offers a 0% APR introductory rate for balance transfers that expire after 12 billing cycles. The travel reward credit card offers concierge service to customers, with preferred seating at sports and entertainment venues and last-minute seating at restaurants.
- The American Express Preferred Rewards Gold Card rewards customers with 10,000 Membership Rewards bonus points for spending $500 in three months. This mileage credit card offers exclusive access to sold-out events and new customers can get approved in 60 seconds or less.
Visa Rewards Credit Card- Best Deals
To get the best deal on a Visa rewards credit card, applicants need to clean up their credit reports. Before applying for a Visa credit card, order a free credit report and check to see if there are any problems in the credit history. Late payments, defaults or too much credit will all impact the interest rates and credit limit offered by a Visa rewards credit card.